FCRA Section 615(a)
FCRA is the Fair Credit Reporting Act.
These informal staff letters discuss this section; they are not binding Commission rulings and many have been superseded.
- Latour — June 28, 2001. Definition of "adverse action"
- Stinneford — July 14, 2000. Definition of "adverse action"
- Ball — Mar. 1, 2000. Definition of "adverse action"
- Allan — Feb. 14, 2000. Required notice of adverse action based on a consumer report
- Cohan — June 29, 1999. Definition of "consumer reporting agency that compiles and maintains files on consumers on a nationwide basis"
- Sheffield — Nov. 10, 1998. Required notice of adverse action based on a consumer report
- Hall — Oct. 26, 1998. Definition of "adverse action"
- Everson — July 28, 1998. Required notice of adverse action based on a consumer report
- Pickett — July 10, 1998. Definition of "consumer report" (exclusions)
- Schieber — Mar. 3, 1998. Definition of "consumer report" (general)
- Allison — Feb. 23, 1998. Definition of "person"
- Hawkey — Dec. 18, 1997. Pre-report disclosure to consumer by employer; authorization by consumer
- Cast — Oct. 27, 1997. Definition of "consumer reporting agency"
- Solganik — Oct. 23, 1997. Pre-report disclosure to consumer by employer; authorization by consumer
- Weisberg — June 27, 1997. Employer pre-adverse action report