Consumer Law Library

Comment for Appendix A - Effect on State Laws

Agency
Consumer Financial Protection Bureau
Type
official interpretation
Source
consumerfinance.gov/rules-policy/regulations/1026/interp-a/
Pages
1

Comment for Appendix A - Effect on State Laws

Regulation Z

Who may make requests.

1. Appendix A sets forth the procedures for preemption determinations. As discussed in ยงย 1026.28, which contains the standards for preemption, a request for a determination of whether a state law is inconsistent with the requirements of chapters 1, 2, or 3 may be made by creditors, states, or any interested party. However, only states may request and receive determinations in connection with the fair credit billing provisions of chapter 4.