Consumer Law Library

Regulation Z official interpretations

The CFPB's official interpretations (commentary) of Regulation Z (Truth in Lending), section by section. 71 documents. Public-domain U.S. government works; compiled metadata is CC0. Not legal advice; not affiliated with any agency.

TitleDateAgencyCitationPages
12 CFR Part 1026 - Truth in Lending (Regulation Z)Consumer Financial Protection Bureau1
Appendices G and H - Open-End and Closed-End Model Forms and ClausesConsumer Financial Protection Bureau1
Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and LiabilityConsumer Financial Protection Bureau1
Comment for 1026.10 - PaymentsConsumer Financial Protection Bureau1
Comment for 1026.11 - Treatment of Credit Balances; Account TerminationConsumer Financial Protection Bureau1
Comment for 1026.12 - Special Credit Card ProvisionsConsumer Financial Protection Bureau1
Comment for 1026.13 - Billing Error ResolutionConsumer Financial Protection Bureau1
Comment for 1026.14 - Determination of Annual Percentage RateConsumer Financial Protection Bureau1
Comment for 1026.15 - Right of RescissionConsumer Financial Protection Bureau1
Comment for 1026.16 - AdvertisingConsumer Financial Protection Bureau1
Comment for 1026.17 - General Disclosure RequirementsConsumer Financial Protection Bureau1
Comment for 1026.18 - Content of DisclosuresConsumer Financial Protection Bureau1
Comment for 1026.19 - Certain Mortgage and Variable-Rate TransactionsConsumer Financial Protection Bureau1
Comment for 1026.2 - Definitions and Rules of ConstructionConsumer Financial Protection Bureau1
Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation EventsConsumer Financial Protection Bureau1
Comment for 1026.21 - Treatment of Credit BalancesConsumer Financial Protection Bureau1
Comment for 1026.22 - Determination of Annual Percentage RateConsumer Financial Protection Bureau1
Comment for 1026.23 - Right of RescissionConsumer Financial Protection Bureau1
Comment for 1026.24 - AdvertisingConsumer Financial Protection Bureau1
Comment for 1026.25 - Record RetentionConsumer Financial Protection Bureau1
Comment for 1026.26 - Use of Annual Percentage Rate in Oral DisclosuresConsumer Financial Protection Bureau1
Comment for 1026.27 - Language of DisclosuresConsumer Financial Protection Bureau1
Comment for 1026.28 - Effect on State LawsConsumer Financial Protection Bureau1
Comment for 1026.29 - State ExemptionsConsumer Financial Protection Bureau1
Comment for 1026.3 - Exempt TransactionsConsumer Financial Protection Bureau1
Comment for 1026.30 - Limitation on RatesConsumer Financial Protection Bureau1
Comment for 1026.31 - General RulesConsumer Financial Protection Bureau1
Comment for 1026.32 - Requirements for High-Cost MortgagesConsumer Financial Protection Bureau1
Comment for 1026.33 - Requirements for Reverse MortgagesConsumer Financial Protection Bureau1
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost MortgagesConsumer Financial Protection Bureau1
Comment for 1026.35 - Requirements for Higher-Priced Mortgage LoansConsumer Financial Protection Bureau1
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a DwellingConsumer Financial Protection Bureau1
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)Consumer Financial Protection Bureau1
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)Consumer Financial Protection Bureau1
Comment for 1026.39 - Mortgage Transfer DisclosuresConsumer Financial Protection Bureau1
Comment for 1026.4 - Finance ChargeConsumer Financial Protection Bureau1
Comment for 1026.40 - Requirements for Home-Equity PlansConsumer Financial Protection Bureau1
Comment for 1026.41 - Periodic Statements for Residential Mortgage LoansConsumer Financial Protection Bureau1
Comment for 1026.42 - Valuation IndependenceConsumer Financial Protection Bureau1
Comment for 1026.43 - Minimum Standards for Transactions Secured by a DwellingConsumer Financial Protection Bureau1
Comment for 1026.46 - Special Disclosure Requirements for Private Education LoansConsumer Financial Protection Bureau1
Comment for 1026.47 - Content of DisclosuresConsumer Financial Protection Bureau1
Comment for 1026.48 - Limitations on Private Education LoansConsumer Financial Protection Bureau1
Comment for 1026.5 - General Disclosure RequirementsConsumer Financial Protection Bureau1
Comment for 1026.51 Ability To PayConsumer Financial Protection Bureau1
Comment for 1026.52 - Limitations on FeesConsumer Financial Protection Bureau1
Comment for 1026.53 - Allocation of PaymentsConsumer Financial Protection Bureau1
Comment for 1026.54 - Limitations on the Imposition of Finance ChargesConsumer Financial Protection Bureau1
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and ChargesConsumer Financial Protection Bureau1
Comment for 1026.56 - Requirements for Over-the-Limit TransactionsConsumer Financial Protection Bureau1
Comment for 1026.57 - Reporting and Marketing Rules for College Student Open-End CreditConsumer Financial Protection Bureau1
Comment for 1026.58 - Internet Posting of Credit Card AgreementsConsumer Financial Protection Bureau1
Comment for 1026.59 - Reevaluation of Rate IncreasesConsumer Financial Protection Bureau1
Comment for 1026.6 - Account-Opening DisclosuresConsumer Financial Protection Bureau1
Comment for 1026.60 - Credit and Charge Card Applications and SolicitationsConsumer Financial Protection Bureau1
Comment for 1026.61 - Hybrid Prepaid-Credit CardsConsumer Financial Protection Bureau1
Comment for 1026.7 - Periodic StatementConsumer Financial Protection Bureau1
Comment for 1026.8 - Identifying Transactions on Periodic StatementsConsumer Financial Protection Bureau1
Comment for 1026.9 - Subsequent Disclosure RequirementsConsumer Financial Protection Bureau1
Comment for Appendix A - Effect on State LawsConsumer Financial Protection Bureau1
Comment for Appendix B - State ExemptionsConsumer Financial Protection Bureau1
Comment for Appendix C - Issuance of Official InterpretationsConsumer Financial Protection Bureau1
Comment for Appendix D - Multiple-Advance Construction LoansConsumer Financial Protection Bureau1
Comment for Appendix F - Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's DwellingConsumer Financial Protection Bureau1
Comment for Appendix G - Open-End Model Forms and ClausesConsumer Financial Protection Bureau1
Comment for Appendix H - Closed-End Forms and ClausesConsumer Financial Protection Bureau1
Comment for Appendix J - Annual Percentage Rate Computations for Closed-End Credit TransactionsConsumer Financial Protection Bureau1
Comment for Appendix K - Total Annual Loan Cost Rate Computations for Reverse Mortgage TransactionsConsumer Financial Protection Bureau1
Comment for Appendix L - Assumed Loan Periods for Computations of Total Annual Loan Cost RatesConsumer Financial Protection Bureau1
Comment for Appendix O - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal RulesConsumer Financial Protection Bureau1
IntroductionConsumer Financial Protection Bureau1