Consumer Law Library

Regulation Z history (Federal Reserve)

Federal Reserve Board and Reserve Bank circulars, staff interpretations and commentary on Regulation Z, 1969 onward. 171 documents. Public-domain U.S. government works; compiled metadata is CC0. Not legal advice; not affiliated with any agency.

TitleDateAgencyCitationPages
Final Rule Amending the Staff Commentary to Regulation Z (Truth in Lending), Notice 2005-44Aug. 17, 2005Federal Reserve3
Final Amendment to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 2004-55Aug. 19, 2004Federal Reserve3
Amendments to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 2003-50Sept. 11, 2003Federal Reserve3
Final Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 2003-20Apr. 15, 2003Federal Reserve8
Proposed Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 2002-69Dec. 23, 2002Federal Reserve7
Amendments to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 2002-54Oct. 8, 2002Federal Reserve2
Slip-Sheet Amendments to Regulation Z and New Pamphlets for the Capital Adequacy Guidelines, Regulation Y, and the Official Staff Commentary on Regulation Z, Notice 2002-39Aug. 16, 2002Federal Reserve8
Revisions to Official Staff Commentary to Regulation Z (Truth in Lending), Notice 2002-17Apr. 12, 2002Federal Reserve5
Request for Comment on a Proposal to Revise the Official Staff Commentary to Regulation Z, Notice 2001-92Dec. 21, 2001Federal Reserve5
Slip-Sheet Amendments for Regulations D, Z , and the Official Staff Commentary to Regulation Z, Notice 2001-25Mar. 14, 2001Federal Reserve2
Slip-Sheet Amendments to Regulation A and the Official Staff Commentary to Regulation Z; Slip-Sheet Amendments and Corrections to Regulation Y, Notice 2000-48July 28, 2000Federal Reserve2
Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 2000-24Apr. 10, 2000Federal Reserve5
Proposed Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 1999-98Nov. 22, 1999Federal Reserve4
Revised Pamphlets for the Capital Adequacy Guidelines and the Official Commentary on Regulation Z; Slip-Sheet Amendments to Regulation CC, Notice 1999-73Aug. 31, 1999Federal Reserve2
Revisions to the Staff Commentaries to Regulation M (Consumer Leasing) and Regulation Z (Truth in Lending), Notice 1999-32May 13, 1999Federal Reserve8
Slip-Sheet Amendments to Regulations A, H, the Capital Adequacy Guidelines and the Official Staff Commentary on Regulation Z, Notice 1999-10Feb. 5, 1999Federal Reserve2
Proposed Revisions to the Official Staff Commentaries to Regulation M (Consumer Leasing) and Regulation Z (Truth in Lending); Notice of Adjustment of Dollar Amount, Notice 98-121Dec. 22, 1998Federal Reserve10
Proposed revisions to staff commentary on Regulation Z requirementsDec. 2, 1998Federal Reserve1
Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 98-44June 12, 1998Federal Reserve12
Proposed Revisions to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 97-121Dec. 23, 1997Federal Reserve9
Revised Pamphlets for Regulation Y (Bank Holding Companies and Change in Bank Control) and the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 97-94Oct. 22, 1997Federal Reserve285
Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 97-27Mar. 21, 1997Federal Reserve8
Request for Comment on the Official Staff Commentary to Regulation Z (Truth in Lending) and Correction to Regulation O, Notice 96-124Dec. 9, 1996Federal Reserve9
Request for comment on proposed revisions to the official staff commentary to Regulation Z, Truth in LendingNov. 15, 1996Federal Reserve10
Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 96-35Apr. 18, 1996Federal Reserve9
Final revisions to the official staff commentary to Regulation Z, Truth in LendingMar. 28, 1996Federal Reserve25
Request for Public Comment on Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 96-01Jan. 2, 1996Federal Reserve12
Board seeks public comment on proposed revisions to Regulation Z official staff commentaryDec. 1, 1995Federal Reserve43
Revised Regulation Z, Regulation Z Commentary, Regulation S, Regulation C, and Regulation BB Pamphlets; Slip-Sheet Amendments to Regulations E, O, and CC, Notice 95-92Sept. 29, 1995Federal Reserve412
Official Staff Commentary on Regulation Z, Truth in LendingAug. 23, 1995Federal Reserve173
Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 95-40Apr. 21, 1995Federal Reserve12
Revisions to Regulation Z official staff commentary issuedMar. 28, 1995Federal Reserve46
Proposed Revisions to the Official Staff Commentary to Regulation Z (Truth in Lending), Notice 95-09Jan. 4, 1995Federal Reserve12
Board seeks public comment on revisions to Regulation Z official staff commentaryDec. 8, 1994Federal Reserve37
Amendments to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 93-87Aug. 13, 1993Federal Reserve9
Revisions to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 93-42Apr. 15, 1993Federal Reserve12
Revisions to Regulation Z official staff commentary issuedApr. 1, 1993Federal Reserve12
Request for Comments on Proposed Revision to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 92-123Dec. 11, 1992Federal Reserve11
Board seeks public comment on proposed revisions to Regulation Z Truth in Lending staff commentaryDec. 1, 1992Federal Reserve11
Amendments to the Official Staff Commentary on Regulation Z (Truth in Lending), Notice 91-62July 24, 1991Federal Reserve7
Official Staff Commentary on Regulation Z (Truth in Lending), Notice 91-32Apr. 24, 1991Federal Reserve34
Revisions to staff commentary for Regulation Z Truth in Lending issuedApr. 1, 1991Federal Reserve34
Board seeks public comment on proposed revisions to staff commentary for Regulation Z Truth in LendingNov. 27, 1990Federal Reserve29
Final Revisions to Staff Commentary to Regulation Z, Circular No. 90-25Apr. 23, 1990Federal Reserve20
Official Staff Commentary on Regulation Z, Truth in LendingApr. 1, 1990Federal Reserve169
Final Regulation Z official staff commentary publishedMar. 30, 1990Federal Reserve1
Comments on Proposed Revisions to Staff Commentaries to Regulation Z and Regulation E, Circular No. 89-72Nov. 24, 1989Federal Reserve1
Amendments to the Official Staff Commentary on Regulation Z -- Truth in Lending, Circular No. 89-71Nov. 16, 1989Federal Reserve9
Letter Regarding Regulation Z "Truth in Lending"Oct. 4, 1989Federal Reserve134
Correction to Circular 89-14 on Update to Official Staff Commentary-- Regulation B (Equal Credit Opportunity), Regulation E (Electronic Funds Transfer), and Regulation Z (Truth in Lending), Circular No. 89-31May 4, 1989Federal Reserve2
Correction to Circular 88-94 on Proposed Update to the Official Staff Commentary Regulation Z --Truth in Lending, Circular No. 89-4Jan. 20, 1989Federal Reserve2
Proposed Amendment to the Official Staff Commentary to Regulation Z - Truth in Lending, Circular No. 88-70Oct. 19, 1988Federal Reserve5
Proposed revisions to Regulation Z official staff commentary for amendment issued December 22, 1987, requiring creditors to provide more information on closed-end adjustable-rate mortgage loans secured by consumers principal dwellingSept. 28, 1988Federal Reserve15
Regulation Z official staff commentary for amendment issued December 22, 1987, requiring creditors to provide consumer with more information on closed-end variable-rate mortgage loans secured by the consumers principal dwelling publishedApr. 1, 1988Federal Reserve54
Final Rule to Regulation Z and Request for Public Comment on Proposed Amendment to the Official Staff Commentary to Regulation Z - Truth in Lending, Circular No. 88-4Jan. 12, 1988Federal Reserve21
Request for Public Comment on Proposed Revisions to the Official Staff Commentaries on Regulation B (Equal Credit Opportunity), Regulation E (Electronic Fund Transfers), and Regulation Z (Truth in Lending), Circular No. 88-1Jan. 5, 1988Federal Reserve11
Board seeks public comment on official staff commentary to Regulation Z requiring creditors to provide consumer with more information on closed-end variable-rate mortgage loans secured by the consumers principal dwellingDec. 22, 1987Federal Reserve29
Slip Sheets with Amendments to the Official Staff Conmentaries on Regulation B (Equal Credit Opportunity), Regulation E (Electronic Fund Transfers), and Regulation Z (Truth in Lending), Circular No. 87-42June 19, 1987Federal Reserve18
Issuance of Final Rule, Withdrawal of a Proposed Rule, and Request for Comment on Amendment to Official Staff Commentary, all Pertaining to Regulation Z -- Truth-in-Lending, Circular No. 86-118Dec. 30, 1986Federal Reserve16
Final Changes in the Official Staff Commentary on Regulation Z, Truth in Lending, Circular No. 86-44May 7, 1986Federal Reserve6
Regulation Z official staff commentary final changes adoptedApr. 2, 1986Federal Reserve20
Proposed Changes to the Official Staff Commentary on Regulation E, Electronic Fund Transfer and Regulation Z, Truth in Lending, Circular No. 85-155Dec. 30, 1985Federal Reserve24
Official Staff Commentary on Regulation Z -- Truth in Lending, Circular No. 85-2Jan. 11, 1985Federal Reserve1
Proposed Changes to the Official Staff Commentary on Regulation Z -- Truth in Lending, Circular No. 84-123Dec. 21, 1984Federal Reserve20
Board seeks public comment on proposed changes to official staff commentary to Regulation Z Truth in LendingNov. 29, 1984Federal Reserve19
Official Staff Commentary on Regulation Z -- Truth in Lending, Circular No. 84-105Nov. 2, 1984Federal Reserve3
Regulation Z official staff commentary changes publishedOct. 15, 1984Federal Reserve7
Official Staff Commentary on Regulation Z -- Truth in Lending, Circular No. 84-72July 3, 1984Federal Reserve6
Regulation Z official staff commentary update releasedApr. 3, 1984Federal Reserve21
Regulation Z official staff commentary updatedNov. 28, 1983Federal Reserve3
Regulation Z - Truth in Lending; Regulation M - Consumer Leasing Official Staff Commentary, Circular No. 82-117Sept. 16, 1982Federal Reserve19
Official Staff Commentary for Regulation Z revisedSept. 15, 1982Federal Reserve42
9298. Official Staff Commentaries on Truth in Lending and Consumer LeasingMay 25, 1982Federal Reserve54
Board seeks public comment on proposed updating of Commentary for Regulation ZMay 7, 1982Federal Reserve38
Official Staff Commentary on Regulation Z, Truth in LendingJan. 26, 1982Federal Reserve107
Revision and Technical Amendment to Regulation Z Commentary, Circular No. 2969Dec. 11, 1981Federal Reserve7
Regulation Z commentary revised stating that the origination fee on student loans need not be taken into account in making any Truth in Lending disclosuresNov. 27, 1981Federal Reserve4
Regulation Z, Truth in Lending, Official Staff Commentary, Circular No. 2949Oct. 20, 1981Federal Reserve9
Official staff commentary that follows up and interprets simplified Regulation Z issuedOct. 6, 1981Federal Reserve8
Regulation Z, Truth in Lending, Proposed Staff Commentary, Circular No. 2903May 29, 1981Federal Reserve5
Board seeks public comment on proposed official staff commentary to simplified Regulation ZMay 21, 1981Federal Reserve4
Letter Regarding Regulation Z and Regulation MApr. 24, 1981Federal Reserve1
Staff Interpretation, Regulation Z, "Truth in Lending", Circular No. 2844Oct. 16, 1980Federal Reserve8
Official staff interpretation on disclosures required under Regulation Z Truth in Lending in the case of renegotiable rate mortgages publishedSept. 18, 1980Federal Reserve7
Amendment to and Interpretation of Regulation Z, Circular No. 79-181Nov. 7, 1979Federal Reserve7
8449. Amendment to Interpretation of Regulation ZNov. 8, 1978Federal Reserve3
Regulation Z -- Proposed Official Staff Interpretation, Circular No. 78-138Oct. 3, 1978Federal Reserve2
Proposed Interpretation to Regulation Z -- Truth-in-Lending, Circular No. 78-130Sept. 13, 1978Federal Reserve3
Amendment to and Interpretation of Regulation Z, Circular No. 78-127Sept. 6, 1978Federal Reserve5
Regulation Z Truth in Lending actions announced - two amendments adopted and Board seeks public comment on an interpretation that requires disclosure of loss of interest when time deposit is used as security for loanAug. 24, 1978Federal Reserve24
8401. Amendment to and Interpretation of Regulation ZAug. 10, 1978Federal Reserve4
Proposed Amendment to Interpretation of Regulation Z, Circular No. 78-77June 8, 1978Federal Reserve2
8365. Proposed Interpretation of Regulation ZJune 2, 1978Federal Reserve2
Board seeks public comment on amendment to Regulation Z Truth in Lending interpretation that would facilitate annual percentage rate computation for graduated payment mortgagesMay 24, 1978Federal Reserve5
Proposed Amendments to Regulation Z, Proposed Interpretation of Regulation Z, Circular No. 78-50May 2, 1978Federal Reserve4
8329. Proposed Interpretation of Regulation ZApr. 25, 1978Federal Reserve3
Board seeks public comment on revised interpretation of Regulation Z Truth in Lending to cover all cases in which a debt is repaid in varying amountsApr. 18, 1978Federal Reserve11
Interpretation of Regulation Z -- Truth-in-Lending, Circular No. 77-101Sept. 6, 1977Federal Reserve3
8171. Interpretation of Regulation ZAug. 29, 1977Federal Reserve3
Interpretation of Regulation Z simplifying procedures for credit card issuers which bill customers in full on a transaction-by-transaction basis and impose no finance chargesAug. 17, 1977Federal Reserve1
Statement on Truth in Lending Simplification Bills (S. 1312, S. 1501, S. 1653 and Federal Reserve Board Staff Proposal), Presented to the Subcommittee on Consumer Affairs, Committee on Banking, Housing and Urban Affairs, United States SenateJuly 11, 1977Federal Reserve12
8099. Proposed Interpretation of Regulation ZApr. 26, 1977Federal Reserve3
Interpretations to Regulation C (Home Mortgage Disclosure) and Regulation Z (Truth in Lending), Circular No. 77-47Apr. 18, 1977Federal Reserve5
Board seeks public comment on proposed interpretation of Regulation Z affecting credit card issues which bill customers in full on a transaction-by-transaction bases and impose no finance chargesApr. 13, 1977Federal Reserve1
Proposed Board Interpretations of Regulation Z, Circular No. 77-5Jan. 5, 1977Federal Reserve2
7945. Proposed Interpretation of Regulation ZAug. 27, 1976Federal Reserve2
Proposed Interpretation of Regulation Z, Circular No. 76-121Aug. 27, 1976Federal Reserve4
Board seeks public comment on proposed interpretation of Regulation Z Truth in LendingAug. 17, 1976Federal Reserve1
Interpretations of Regulation Z, Circular No. 76-32Mar. 3, 1976Federal Reserve3
Interpretations to Fair Credit Billing section of Regulation ZFeb. 3, 1976Federal Reserve1
Interpretation of Regulation Z Disclosure of Single-Component Finance Charges, Circular No. 75-182Dec. 12, 1975Federal Reserve2
Interpretation of Truth in Lending Regulation Z that applies to disclosure of finance charges which only contain one componentNov. 21, 1975Federal Reserve1
7655. Interpretation of Regulation ZJune 18, 1975Federal Reserve22
Interpretation of Regulation Z Daily Periodic Rates Imposed on Daily Balances in Open End Credit, Circular No. 75-5Jan. 10, 1975Federal Reserve2
Interpretation of Truth in Lending Regulation Z concerning computation of finance charge when more than one daily periodic rate is imposed on daily balancesDec. 27, 1974Federal Reserve4
Regulation Z - Revised Pamphlet of Amendments and Interpretations, Circular No. 73-290Nov. 15, 1973Federal Reserve24
Interpretation of Regulation Z (Use of Annual Percentage Rate in Oral Communications), Circular No. 73-288Nov. 9, 1973Federal Reserve3
Interpretation of Regulation Z, Circular No. 73-221Aug. 31, 1973Federal Reserve2
7224. Interpretation of Regulation ZAug. 29, 1973Federal Reserve1
Interpretation of Truth in Lending Regulation Z to clarify treatment of prepaid finance charges in credit transactionsAug. 24, 1973Federal Reserve1
Amendment to Regulation Z, Interpretation of Regulation Z, Circular No. 73-172July 13, 1973Federal Reserve4
7160. Interpretation of Regulation ZJune 6, 1973Federal Reserve1
Interpretation of Regulation Z, Circular No. 73-132June 6, 1973Federal Reserve2
Interpretation of Truth in Lending Regulation Z to clarify certain types of open end credit plansMay 31, 1973Federal Reserve1
Interpretation of Regulation Z, Proposed Amendment to Regulation Z, Circular No. 73-112May 14, 1973Federal Reserve5
Amendments and Interpretation of Regulation Z (Credit Card Liability and Disclosures Relating to Open-End Credit Accounts), Circular No. 72-260Nov. 16, 1972Federal Reserve6
Interpretations of Regulation Z (Basis for Finance Charge and Allocation of Payments of Open-End Credit Accounts), Circular No. 72-152July 20, 1972Federal Reserve2
Interpretation of provisions in Truth in Lending Regulation ZJune 26, 1972Federal Reserve1
Interpretation of Regulation Z, Circular No. 71-195Aug. 19, 1971Federal Reserve2
6783. Interpretation of Regulation ZAug. 16, 1971Federal Reserve1
Interpretation of provision in Truth in Lending Regulation Z on annual credit card membership feesAug. 12, 1971Federal Reserve2
Interpretation to Regulation Z, Circular No. 71-180Aug. 4, 1971Federal Reserve2
6773. Interpretation of Regulation ZAug. 2, 1971Federal Reserve1
Interpretation of provision in Truth in Lending Regulation ZJuly 29, 1971Federal Reserve3
Letter from Mr. Robertson regarding the Consumer Credit Protection ActJuly 21, 1971Federal Reserve1
Interpretation and Proposed Amendments to Regulation Z, Circular No. 70-235Nov. 6, 1970Federal Reserve12
Interpretation to Truth in Lending Regulation Z adopted and Board seeks public comment on proposed amendmentsOct. 29, 1970Federal Reserve10
Regulation Z Amendments and Interpretations, Circular No. 70-203Aug. 27, 1970Federal Reserve11
6518. Interpretation of Regulation ZApr. 7, 1970Federal Reserve1
Reduction in Annual Percentage Rate (Interpretation of Regulation Z), Circular No. 70-83Apr. 2, 1970Federal Reserve2
Interpretation of provision in Truth in Lending Regulation ZMar. 31, 1970Federal Reserve1
6490. Interpretations of Regulation ZFeb. 18, 1970Federal Reserve4
Interpretation of provisions in Truth in Lending Regulation Z including changes in previously issued interpretationsJan. 29, 1970Federal Reserve18
6434. Regulation Z - Amendment and InterpretationNov. 7, 1969Federal Reserve2
6406. Interpretations of Regulation ZSept. 19, 1969Federal Reserve1
Three Additional Interpretations of Regulation Z - Effective 9-11-69, Circular No. 69-237Sept. 16, 1969Federal Reserve6
Interpretation of provisions in Truth in Lending Regulation ZSept. 12, 1969Federal Reserve6
6389. Interpretations of Regulation ZAug. 19, 1969Federal Reserve1
Three Additional Interpretations of Regulation Z, Truth in Lending, Effective 7-1-69, Circular No. 69-201Aug. 6, 1969Federal Reserve5
Interpretation of provisions in Truth in Lending Regulation ZAug. 1, 1969Federal Reserve5
Correction of Interpretation of Regulation Z, Circular No. 69-182July 24, 1969Federal Reserve2
Corrected copy of interpretation of Truth in Lending Regulation Z from June 23, 1969 Press ReleaseJune 26, 1969Federal Reserve2
Board of Governors Press Release Attaching Three Interpretations of Regulation Z, Circular No. 69-153June 25, 1969Federal Reserve6
6353. Interpretations of Regulation ZJune 23, 1969Federal Reserve1
Interpretation of provisions in Truth in Lending Regulation ZJune 23, 1969Federal Reserve5
Boards Press Release and 4 Interpretations of Regulation Z, Circular No. 69-146June 13, 1969Federal Reserve8
6348. Interpretations of Regulation ZJune 11, 1969Federal Reserve2
Interpretation of provisions in Truth in Lending Regulation ZJune 10, 1969Federal Reserve7
Press Release - Regarding Nine Interpretations Regulation Z, Circular No. 69-135May 30, 1969Federal Reserve11
6339. Interpretations of Regulation ZMay 27, 1969Federal Reserve2
Interpretation of provisions in Truth in Lending Regulation ZMay 26, 1969Federal Reserve10
Copies of Eighteen Interpretations of Regulation Z, Circular No. 69-126May 20, 1969Federal Reserve24
6334. Interpretations of Regulation ZMay 15, 1969Federal Reserve2
6332. Interpretations of Regulation ZMay 13, 1969Federal Reserve2
Seven Interpretations Issued by the Board. Regulation Z, Truth in Lending., Circular No. 69-116May 6, 1969Federal Reserve10
Interpretation of provisions in Truth in Lending Regulation ZMay 5, 1969Federal Reserve10
Press Release - Regarding Six Interpretations, Also Attached, of Regulation Z, Truth in Lending, Circular No. 69-103Apr. 25, 1969Federal Reserve8
Interpretation of provisions in Truth in Lending Regulation ZApr. 22, 1969Federal Reserve7
Press Release and Five Interpretations Regulation Z, Circular No. 69-84Apr. 7, 1969Federal Reserve7
6314. Interpretations of Regulation ZApr. 3, 1969Federal Reserve2
Interpretation of provisions in Truth in Lending Regulation ZApr. 2, 1969Federal Reserve6