Consumer Law Library

CFPB guidance and rules

Federal Register notices of CFPB interpretive rules, advisory opinions and policy statements. 81 documents. Public-domain U.S. government works; compiled metadata is CC0. Not legal advice; not affiliated with any agency.

TitleDateAgencyCitationPages
Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; RescissionJune 17, 2026Consumer Financial Protection Bureau3
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)May 1, 2026Consumer Financial Protection Bureau97
Equal Credit Opportunity Act (Regulation B)Apr. 22, 2026Consumer Financial Protection Bureau51
Truth in Lending (Regulation Z); Non-application to Earned Wage Access ProductsDec. 23, 2025Consumer Financial Protection Bureau8
Fair Credit Reporting Act; Preemption of State LawsOct. 28, 2025Consumer Financial Protection Bureau6
Guidance on Referrals for Potential Criminal EnforcementJune 27, 2025Consumer Financial Protection Bureau2
Authority of States To Enforce the Consumer Financial Protection Act of 2010; RescissionMay 15, 2025Consumer Financial Protection Bureau3
Interpretive Rules, Policy Statements, and Advisory Opinions; WithdrawalMay 12, 2025Consumer Financial Protection Bureau4
Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for WorkJan. 15, 2025Consumer Financial Protection Bureau3
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)Jan. 14, 2025Consumer Financial Protection Bureau99
Consumer Financial Protection Circular 2024-07: Design, Marketing, and Administration of Credit Card Rewards ProgramsDec. 30, 2024Consumer Financial Protection Bureau5
Defining Larger Participants of a Market for General-Use Digital Consumer Payment ApplicationsDec. 10, 2024Consumer Financial Protection Bureau73
Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical DebtNov. 29, 2024Consumer Financial Protection Bureau1
Required Rulemaking on Personal Financial Data RightsNov. 18, 2024Consumer Financial Protection Bureau161
Consumer Financial Protection Circular 2024-06: Background Dossiers and Algorithmic Scores for Hiring, Promotion, and Other Employment DecisionsNov. 12, 2024Consumer Financial Protection Bureau3
Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical DebtOct. 4, 2024Consumer Financial Protection Bureau10
Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for DeedAug. 23, 2024Consumer Financial Protection Bureau5
Quality Control Standards for Automated Valuation ModelsAug. 7, 2024Consumer Financial Protection Bureau43
Registry of Nonbank Covered Persons Subject to Certain Agency and Court OrdersJuly 8, 2024Consumer Financial Protection Bureau129
Truth in Lending (Regulation Z); Use of Digital User Accounts To Access Buy Now, Pay Later LoansMay 31, 2024Consumer Financial Protection Bureau6
Consumer Financial Protection Circular 2023-03: Adverse Action Notification Requirements and Proper Use of Sample FormsApr. 17, 2024Consumer Financial Protection Bureau3
Consumer Financial Protection Circular 2024-01: Preferencing and Steering Practices by Digital Intermediaries for Consumer Financial Products or ServicesMar. 12, 2024Consumer Financial Protection Bureau5
Fair Credit Reporting; Background ScreeningJan. 23, 2024Consumer Financial Protection Bureau6
Fair Credit Reporting; File DisclosureJan. 23, 2024Consumer Financial Protection Bureau5
Consumer Information Requests to Large Banks and Credit UnionsOct. 16, 2023Consumer Financial Protection Bureau5
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)May 31, 2023Consumer Financial Protection Bureau422
Fair Debt Collection Practices Act (Regulation F); Time-Barred DebtMay 1, 2023Consumer Financial Protection Bureau3
Real Estate Settlement Procedures Act (Regulation X); Digital Mortgage Comparison-Shopping Platforms and Related Payments to OperatorsFeb. 13, 2023Consumer Financial Protection Bureau9
Fair Credit Reporting; Facially False DataOct. 26, 2022Consumer Financial Protection Bureau5
Limited Applicability of Consumer Financial Protection Act's “Time or Space” Exception With Respect to Digital Marketing ProvidersAug. 17, 2022Consumer Financial Protection Bureau5
Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer ReportsJuly 12, 2022Consumer Financial Protection Bureau4
The Fair Credit Reporting Act's Limited Preemption of State LawsJuly 11, 2022Consumer Financial Protection Bureau5
Debt Collection Practices (Regulation F); Pay-to-Pay FeesJuly 5, 2022Consumer Financial Protection Bureau3
Authority of States To Enforce the Consumer Financial Protection Act of 2010May 26, 2022Consumer Financial Protection Bureau4
Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit ArrangementsMay 18, 2022Consumer Financial Protection Bureau5
Bulletin 2022-02: Compliance Bulletin on the Electronic Fund Transfer Act's Compulsory Use Prohibition and Government Benefit AccountsFeb. 24, 2022Consumer Financial Protection Bureau3
Fair Credit Reporting; Name-Only Matching ProceduresNov. 10, 2021Consumer Financial Protection Bureau5
Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage RequirementsAug. 12, 2021Consumer Financial Protection Bureau4
Examinations for Risks to Active-Duty Servicemembers and Their Covered DependentsJune 23, 2021Consumer Financial Protection Bureau6
Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender IdentityMar. 16, 2021Consumer Financial Protection Bureau4
Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z)Feb. 17, 2021Consumer Financial Protection Bureau18
Role of Supervisory GuidanceFeb. 12, 2021Consumer Financial Protection Bureau9
Debt Collection Practices (Regulation F)Jan. 19, 2021Consumer Financial Protection Bureau97
Equal Credit Opportunity (Regulation B); Special Purpose Credit ProgramsJan. 15, 2021Consumer Financial Protection Bureau5
Truth in Lending (Regulation Z); Earned Wage Access ProgramsDec. 10, 2020Consumer Financial Protection Bureau5
Truth in Lending (Regulation Z); Private Education LoansDec. 10, 2020Consumer Financial Protection Bureau5
Advisory Opinions PolicyDec. 3, 2020Consumer Financial Protection Bureau5
Debt Collection Practices (Regulation F)Nov. 30, 2020Consumer Financial Protection Bureau174
Statement of Policy on Applications for Early Termination of Consent OrdersNov. 3, 2020Consumer Financial Protection Bureau4
Truth in Lending (Regulation Z); Determining “Underserved” Areas Using Home Mortgage Disclosure Act DataJune 26, 2020Consumer Financial Protection Bureau3
Advisory Opinions PilotJune 22, 2020Consumer Financial Protection Bureau3
Application of Certain Provisions in the TILA-RESPA Integrated Disclosure Rule and Regulation Z Right of Rescission Rules in Light of the COVID-19 PandemicMay 4, 2020Consumer Financial Protection Bureau3
Bulletin 2020-02-Compliance Bulletin and Policy Guidance: Handling of Information and Documents During Mortgage Servicing TransfersMay 1, 2020Consumer Financial Protection Bureau5
Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use ProhibitionApr. 27, 2020Consumer Financial Protection Bureau3
Responsible Business Conduct: Self-Assessing, Self-Reporting, Remediating, and Cooperating (CFPB BULLETIN 2020-01)Mar. 20, 2020Consumer Financial Protection Bureau3
Truth in Lending (Regulation Z); Screening and Training Requirements for Mortgage Loan Originators With Temporary AuthorityNov. 19, 2019Consumer Financial Protection Bureau4
Policy on the Compliance Assistance SandboxSept. 13, 2019Consumer Financial Protection Bureau15
Partial Exemptions From the Requirements of the Home Mortgage Disclosure Act Under the Economic Growth, Regulatory Relief, and Consumer Protection Act (Regulation C)Sept. 7, 2018Consumer Financial Protection Bureau9
Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X)Oct. 16, 2017Consumer Financial Protection Bureau6
Compliance Bulletin 2017-01: Phone Pay FeesAug. 2, 2017Consumer Financial Protection Bureau3
Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)Nov. 22, 2016Consumer Financial Protection Bureau454
Compliance Bulletin and Policy Guidance; 2016-02, Service ProvidersOct. 26, 2016Consumer Financial Protection Bureau3
Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)Oct. 19, 2016Consumer Financial Protection Bureau242
Safe Harbors From Liability Under the Fair Debt Collection Practices Act for Certain Actions Taken in Compliance With Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)Oct. 19, 2016Consumer Financial Protection Bureau5
Status of New Uniform Residential Loan Application and Collection of Expanded Home Mortgage Disclosure Act Information About Ethnicity and Race in 2017Sept. 29, 2016Consumer Financial Protection Bureau20
Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z)Apr. 5, 2016Consumer Financial Protection Bureau1
Compliance Bulletin-The FCRA's Requirement That Furnishers Establish and Implement Reasonable Written Policies and Procedures Regarding the Accuracy and Integrity of Information Furnished to All Consumer Reporting AgenciesFeb. 4, 2016Consumer Financial Protection Bureau1
Compliance Bulletin-Amendment to the Interstate Land Sales Full Disclosure ActAug. 17, 2015Consumer Financial Protection Bureau1
Defining Larger Participants of the Automobile Financing Market and Defining Certain Automobile Leasing Activity as a Financial Product or ServiceJune 30, 2015Consumer Financial Protection Bureau32
Homeownership Counseling Organizations Lists and High-Cost Mortgage Counseling Interpretive RuleApr. 21, 2015Consumer Financial Protection Bureau4
Compliance Bulletin-Treatment of Confidential Supervisory InformationFeb. 25, 2015Consumer Financial Protection Bureau2
Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-in-InterestJuly 17, 2014Consumer Financial Protection Bureau3
Policy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent LendersJuly 17, 2014Consumer Financial Protection Bureau5
Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act(Regulation Z)Dec. 31, 2013Consumer Financial Protection Bureau636
Appraisals for Higher-Priced Mortgage LoansDec. 26, 2013Consumer Financial Protection Bureau69
Social Media: Consumer Compliance Risk Management GuidanceDec. 17, 2013Consumer Financial Protection Bureau9
Homeownership Counseling Organizations Lists Interpretive RuleNov. 14, 2013Consumer Financial Protection Bureau3
Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)July 24, 2013Consumer Financial Protection Bureau43
Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X)Feb. 14, 2013Consumer Financial Protection Bureau204
Interstate Land Sales Registration Program (Regulations J, K, and L)Dec. 21, 2011Consumer Financial Protection Bureau42
Real Estate Settlement Procedures Act (Regulation X)Dec. 20, 2011Consumer Financial Protection Bureau40